Accial Capital is an impact-focused private debt fund manager, empowering small businesses and consumers in emerging markets.

What We Do:

INVESTORS

We work with investors that look for a combination of impact, return and risk control.

INVESTORS

We work with investors that look for a combination of impact, return and risk control.

ACCIAL

We underwrite asset-backed loans based on deep credit expertise and proprietary technology.

BORROWERS

We partner with innovative fintechs and non-bank lenders, that are leading the charge in financial inclusion.

END BORROWERS

Ultimately, we cultivate financial wellness for millions of MSMEs and individuals across emerging markets.

We are hyper-focused on borrower protection and, to achieve it efficiently, we invested in technology from the very beginning.

Learn About Our Technology

How we do it

1

Deep in-market expertise.

Our globally distributed team has deep market expertise: we source, vet and partner with the best consumer and small business lenders on the ground in the markets where we operate.

2

Asset-backed structures.

We design and implement sophisticated credit structures to protect against credit losses.

3

Proprietary technology.

ORCA, our world-class proprietary technology, extracts and processes loan schedules, payments and covenant breaches in real-time, ensuring intensive risk control.

1

Deep in-market expertise.

Our globally distributed team has deep market expertise: we source, vet and partner with the best consumer and small business lenders on the ground in the markets where we operate.

2

Asset-backed structures.

We design and implement sophisticated credit structures to protect against credit losses.

3

Proprietary technology.

ORCA, our world-class proprietary technology, extracts and processes loan schedules, payments and covenant breaches in real-time, ensuring intensive risk control.

1

Deep in-market expertise.

Our globally distributed team has deep market expertise: we source, vet and partner with the best consumer and small business lenders on the ground in the markets where we operate.

2

Asset-backed structures.

We design and implement sophisticated credit structures to protect against credit losses.

3

Proprietary technology.

ORCA, our world-class proprietary technology, extracts and processes loan schedules, payments and covenant breaches in real-time, ensuring intensive risk control.

1

Deep in-market expertise.

Our globally distributed team has deep market expertise: we source, vet and partner with the best consumer and small business lenders on the ground in the markets where we operate.

2

Asset-backed structures.

We design and implement sophisticated credit structures to protect against credit losses.

3

Proprietary technology.

ORCA, our world-class proprietary technology, extracts and processes loan schedules, payments and covenant breaches in real-time, ensuring intensive risk control.

1

Deep in-market expertise.

Our globally distributed team has deep market expertise: we source, vet and partner with the best consumer and small business lenders on the ground in the markets where we operate.

2

Asset-backed structures.

We design and implement sophisticated credit structures to protect against credit losses.

3

Proprietary technology.

ORCA, our world-class proprietary technology, extracts and processes loan schedules, payments and covenant breaches in real-time, ensuring intensive risk control.