Accial Capital

Background

Accial Capital seeks to reduce the emerging market credit gap by bringing capital, technology, data and domain expertise to innovative, responsible consumer and small business lenders in emerging markets.  Accial Capital’s team is composed of emerging market credit and data experts, having led the growth of an award-winning credit scoring technology used to approve millions of borrowers and $1Bn+ in loans in 20+ markets. 

Accial Capital is backed by Davis Capital Partners, a multi-billion AUM family office based in San Francisco.  Accial Capital is a signatory to the Responsible Finance Forum Investor Guidelines and is a member of the Global Impact Investing Network.

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Value For Tech-Enabled Lenders

Accial Capital pioneers flexible, mutually beneficial partnership agreements with loan origination platforms to provide stable sources of funding and ongoing support in data and risk. Years of experience working with financial technology and lending companies in emerging markets means the team is uniquely equipped to understand the opportunities and challenges facing emergent tech-enabled lenders.  Accial Capital takes a high-engagement approach with lending partners, often sitting on credit risk committees, consulting on structuring data, and advising on deal structures. 

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Value for Investors

Accial Capital seeks to provide institutional investors access to a diversified, optimally structured portfolio of hard-to-access, emerging market consumer and small business lending assets with compelling yield, security, correlation and impact on UN Sustainable Development Goals.  Accial Capital invests almost exclusively in senior secured loans to lending platforms backed by over-collateralized pools of loans in South East Asia and Latin America.  

Investors in Accial Capital managed funds can directly access financial and social performance information in near real-time through Accial Capital’s ORCA (On-Going Risk & Cashflow Analytics) Platform.